Alabama Car Accident Law

Alabama Car Accident Fault

Alabama has adopted the Contributory Negligence standard of negligence. Contributory Negligence prevents an injured party from recovering for an injury if he was in any way at fault for the injury.

ALABAMA CAR INSURANCE REQUIREMENTS AND LIMITS

Alabama Bodily Injury Liability Minimum Coverage

Personal Injury (single passenger): $25,000 in coverage for injury to an individual.

Personal Injury (multiple passengers): $50,000 in coverage for the driver and passengers in the car at the time of the accident.

Property Damage: $25,000 of minimum coverage.

Alabama Small Claims Limit: Car accident claims under $3,000 should be filed in Small Claims Court.

Alabama Personal Injury Statute of Limitations: The statute of limitations for personal injury claims in Alabama is 2 years from the date the injury occurred.

Alabama Statutes Online: Ala. Code, Title 6, Ch. 2, 6-2-38 (l) (Statute of Limitations for Personal Injury); Ala. Code § 32-7-6 (Insurance Requirements); Ala. Code, Title 12, Ch. 12, Sections 31, 70- 71; Alabama Rules of Courts; Small Claims Rules (Small Claims Limits).

ALABAMA CAR ACCIDENT REPORTS

Alabama Police Reports: You can request a copy of a car accident report from the Alabama Department of Public Safety by completing an Alabama Request for Crash Report form online.

DMV: After a car accident, Alabama requires each driver to complete and submit a SR-13 Form with the Drivers License Division of the Alabama Department of Public Safety within 30 days of the accident if the accident involved more than $250 in property damage or resulted in injury or death. Insurance Notification: You should promptly notify your auto insurance company of a car accident. Your insurance company may have specific notification requirements, so you should check your insurance policy for these notice requirements.