Kentucky Car Accident Law

Kentucky Car Accident Fault

Kentucky has adopted the Pure Comparative Fault standard of negligence which means that if a person is partially at fault for causing his own injury, his damages will be reduced by his percentage of fault.

KENTUCKY CAR INSURANCE REQUIREMENTS AND LIMITS

Kentucky Bodily Injury Liability Minimum Coverage

Personal Injury (single passenger): $25,000 in coverage for injury to an individual.

Personal Injury (multiple passengers): $50,000 in coverage for the driver and passengers in the car at the time of the accident.

Property Damage: $10,000 of minimum coverage.

Kentucky Small Claims Limit: Car accident claims under $1,500 should be filed in Small Claims Court.

Kentucky Personal Injury Statute of Limitations: The statute of limitations for personal injury claims in Kentucky is 1 year from the date the injury occurred, or the time the injury was discovered if it could not have been immediately discovered.

Kentucky Statutes Online: Kentucky Revised Statutes § 11.190 et seq. (Statute of Limitations for Personal Injury); Kentucky Revised Statutes § 485.185 (Insurance Requirements); Kentucky Revised Statutes §§ 73.010-.060 (Small Claims Limits); Justice Court Rules of Civil Procedure, Ch. XII, Rules 88- 100 (Small Claims Procedure).

KENTUCKY CAR ACCIDENT REPORTS

Kentucky Police Reports: You can request a copy of a police report of your car accident by contacting the police department nearest to where the car accident occurred. You can also obtain State of Kentucky Crash Reports online.

DMV: If a car accident results in injury, death, or $500 or more in property damage, you must call the Kentucky State Police. If the police do not file a report, you must file a Civilian Traffic Collision Report and mail the car accident report to the Kentucky State Police. Insurance Notification: You should promptly notify your auto insurance company of a car accident. Additionally, your auto insurance company may have specific notification requirements, so you should check your insurance policy for these notice requirements.