Mississippi Car Accident Law

Mississippi Car Accident Fault

Mississippi has adopted the Pure Comparative Fault standard of negligence which means that if a person is partially at fault for causing his own injury, his damages will be reduced by his percentage of fault.

MISSISSIPPI CAR INSURANCE REQUIREMENTS AND LIMITS

Mississippi Bodily Injury Liability Minimum Coverage

Personal Injury (single passenger): $25,000 in coverage for injury to an individual.

Personal Injury (multiple passengers): $50,000 in coverage for the driver and passengers in the car at the time of the accident.

Property Damage: $25,000 of minimum coverage.

Mississippi Small Claims Limit: Car accident claims under $3,500 should be filed in Small Claims Court.

Mississippi Personal Injury Statute of Limitations: The statute of limitations for personal injury claims in Mississippi is 3 years from the date the injury occurred, or the time the injury was discovered if it could not have been immediately discovered.

Mississippi Statutes Online: Mississippi Code Annotated, §15-1-1 and following (Statute of Limitations for Personal Injury); Mississippi Code Annotated, Title 63, Chapter 15 (Insurance Requirements); Mississippi Code Annotated, Title 9, Chapter 11, §§ 9-27 (Small Claims Limits).

MISSISSIPPI CAR ACCIDENT REPORTS

Mississippi Police Reports: You can request a copy of a police report of your car accident by contacting the law enforcement agency that investigated your car accident.

DMV: You are not required to file a car accident report with the Department of Public Safety in Mississippi, regardless of any injury, death, or property damage. The police will complete a crash report if the car accident results in injury, death, or over $250 in damages.

Insurance Notification: You should promptly notify your auto insurance company of a car accident. Additionally, your insurance company may have specific notification requirements, so you should check your insurance policy for these notice requirements.