Nebraska has adopted the Proportional Comparative Fault at 50% standard of negligence. Proportional Comparative Fault at 50% means that if the injured party is 50% or more at fault in the car accident, he is absolutely barred from recovery for the other driver’s negligence.

NEBRASKA CAR INSURANCE REQUIREMENTS AND LIMITS

Nebraska Bodily Injury Liability Minimum Coverage

Personal Injury (single passenger): $25,000 in coverage for injury to an individual.

Personal Injury (multiple passengers): $50,000 in coverage for the driver and passengers in the car at the time of the accident.

Property Damage: $25,000 of minimum coverage.

Nebraska Small Claims Limit: Car accident claims under $2,700 should be filed in Small Claims Court.

Nebraska Personal Injury Statute of Limitations: The statute of limitations for personal injury claims in Nebraska is 4 years from the date the injury occurred, or the time the injury was discovered if it could not have been immediately discovered.

Nebraska Statutes Online: Nebraska Revised Statutes § 11.190 et seq. (Statute of Limitations for Personal Injury); Nebraska Revised Statutes § 485.185 (Insurance Requirements); Nebraska Revised Statutes §§ 73.010-.060 (Small Claims Limits); Justice Court Rules of Civil Procedure, Ch. XII, Rules 88- 100 (Small Claims Procedure).

NEBRASKA ACCIDENT REPORTS

Nebraska Police Reports: You may request an investigating police officer’s report of the car accident by writing to the Nebraska Office of Highway Safety and providing the accident date, location, driver’s name, and $15.00. Nebraska makes all drivers’ car accident reports confidential, so you cannot obtain a copy of another driver’s car accident report.

DMV: Nebraska requires that you contact the police and file a Driver’s Motor Vehicle Accident Report (Form DR-41) with the Nebraska Department of Roads if the car accident results in injury, death, or over $1,000 in damages. You must file the Driver’s Motor Vehicle Accident Report within 10 days of the car accident.

Insurance Notification: You should promptly notify your auto insurance company of a car accident. In addition, your insurance company may have specific notification requirements, so you should check your insurance policy for these notice requirements.