Workers' Compensation in Mississippi
Mississippi work compensation, known also as workmans comp, workers' compensation, and workers' comp, gives workers income and medical treatment while they are recovering from their job-related injuries or diseases. Employers in Mississippi who have five or more workers are required to carry workmans compensation insurance for their employees, but not for independent contractors. Should a worker claim to be injured on the job, the work-related claim must be filed with the Mississippi Workers' Compensation Commission.
Consult a Mississippi workmans comp lawyer if you are injured or ill and intend to file a work compensation claim. Legal assistance is extremely beneficial in a workers' comp case; especially in a case where your boss is underinsured, uninsured, does not cooperate, or if your injury is severe or potentially long term. A Mississippi work compensation attorney is also recommended if your injury results from defective equipment (and the manufacturer may be responsible) or if a third person was involved in your injury in some way.
Illnesses and Injuries Covered Under Mississippi Workers' Compensation Law
Accidental Physical Injuries
For the most part, any "accidental" injury that happens during the course and scope of employment is covered by the employer's workers' comp insurance. For instance, slip and fall accidents, tripping and falling at the worksite are all covered.
However, there are certain injuries that may not be covered. These include injuries that occur when a worker is intoxicated, has been using drugs, or when the worker's injury is self-inflicted.
The Mississippi Worker's Comp Claims Process
Report a workplace injury within 30 days of the accident which causes the injury. If a worker does not tell his employer about his injury in a timely manner, receipt of benefits may be delayed, or even impossible.After you have notified your boss, it is up to your boss to report your injury to his insurance company and the Mississippi Workers' Compensation Commission. The statute of limitations for filing a claim with the Commission is two years from the date of injury. Failure to file within this time period will result in the employee's claim being barred, after which time he will no longer be eligible to receive medical, income, or permanent disability benefits.
Make sure to tell the doctor who examines you after your injury that your injury is related to your job.
Benefits Received in Mississippi Under the Workers' Compensation Program
Ask a Mississippi workmans comp lawyer to discuss your options for compensation benefits with you. There are several possibilities depending on your injury:
Why Hire A Mississippi Workers' Comp Lawyer?
If you are facing a significant period of disability, have an injury that is hard to prove, or are depending on your potential workmans comp benefits for your livelihood, you should bly consider contacting a Mississippi work compensation lawyer. Such an attorney can help you formulate a strategy for your case, comprehend the guidelines for filing a claim and the claims process, argue your case, and talk to you about your compensation options.
Mississippi Labor and Industry Statutes-workers' compensation: