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REAL ESTATE - Attorneys and the Law

Real estate law, although broad in scope, is most commonly focused on transferring real estate interests from one party to another. It is important for any person in a real estate transaction to understand the real estate law in their state, and often county or city, prior to agreeing on any transfer of interest in real estate. Parties will often have different rights and responsibilities in real estate transfers. Each party to a real estate transaction should consult with an experienced real estate law attorney prior to making any commitments.

Mortgages

A mortgage is an exchange of interest in real property in return for a loan. Typically the loan is created to purchase the property and consists of certain mortgage stipulations. Borrowers are usually allowed to repay the loan over a number of years, typically 30, at a set method for calculating interest that is either fixed or variable. It is very important for anyone buying real estate know the interest and payment schedule on a mortgage. It is not uncommon for mortgage documents to require full payment when property is sold. Real estate law attorneys are available to anyone buying or selling real estate, and should be contacted with questions regarding the terms of a mortgage or any other questions.

Real Estate Transactions

Buying and selling real estate are substantial financial transactions. Parties to such an event should hire a real estate law attorney to prepare sales contracts, examine the title for any defects, ensure the land or structure is without problem, prepare the financing, and oversee the final legal transfer of ownership. There are many components to a real estate transaction that, if not properly recognized, can result in costly litigation and loss of the property or money paid. A real estate lawyer can aid in presenting such litigation and can help interpret contracts and deeds in case of a dispute.

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