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New Bankruptcy Legal Questions - Minnesota

What are my next steps if I filed Chapter 7 about 5 years ago and am buying a home and need to discharge a judgement that was included?

Hello. In certain circumstances subsequent to a (federal) bankruptcy order, a judgment debtor may ask a state court to discharge a judgment . However, a creditor has the right to object to t

Tricia Dwyer answered 3 months ago

Can I claim Chapter 13 to cover student loans?

If those are government provided, government backed, or government insured student loans, then no--you cannot discharge them in bankruptcy. The government  created bankruptcy and set the rules fo

SJZ, Member, New York Bar answered 6 months ago

What is my obligation to a creditor if I signed an affirmation agreement but they never filed it with court or met with judge?

A reaffirmation agreement must be filed with the Court and determined to be in your best interests.  If no agreement was filed, nor a court hearing conducted , to approve nor dissaprove of the ag

Terence Fenelon answered 9 months ago

Is a judgement still dismissable if it occured before I filed for bankrupcy but is not listed in my bankrupcy schedules?

If your bankruptcy has not received a discharge and you have discovered a judgment against you, you need to list it on your schedule to possibly get a discharge. If not listed, you might need to amend

E.M., Member, California Bar answered 1 year ago

Can I file for Chapter 7 bankruptcy?

The bankruptcy laws have become more strict and the courts are scrutinizing the ability for people to pay their debts before permitting them to obtain bankruptcy protection.  In you case, the cou

J.M.A., Member in Good Standing of the Connecticut Bar answered 3 years ago

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