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New Bankruptcy Legal Questions

What to do if our 3rd mortgage was discharged in Chapter 7 but the bank that held this loan continues to threaten us with forclosure if we don't pay them?

Yes, it is legal. The *debt* may be discharged in bankruptcy, but that does not void the security interest; the lender is entitled to foreclose, unless you and they work something out. What they can't

SJZ, Member, New York Bar answered 1 month ago

If I own my home, can I file for bankruptcy?

the real question is how much you owe on your home.   Generally you can always file a chapter 13, which allows you to pay your bills back over time.  The value of your house can impact how

kirk myers answered 1 month ago

If I filed Chapter 13 abot 2 years ago, can I re-file or request that the court approve a new payment plan now?

Yes, you can refile.  However, if you do so within 12 months of your dismissal date,  you will have to file (and the court will have to grant) a Motion to Extend the Automatic Stay in order

A J Mitchell answered 1 month ago

What to do if I was given an engagement ring but my fiance and I split up?

I do not have knowledge of bankruptcy law to be able to answer your timing question about the trustee. But there is a Michigan Court of Appeals case from 2001 that says an engagement ring must be retu

Adam Zuwerink answered 1 month ago

What to do if I filed bankruptcy last year but I just noticed that my car was accidentally included and I've been making payments?

Since you are making payments on the car, the car should be listed in the bankruptcy because all creditors should be listed. The bankruptcy should state that you are reaffirming the debt.  This m

S.L,. Member, California Bar answered 1 month ago

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