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New Collection Legal Questions - New Jersey

What to do if I co-signed for a truck and my ex was the primary account holder but ultimately did not pay?

You cannot get out of this with a simple notarized letter because you contractually obligated yourself to the lender when you co-signed.  You would need to negotiate a settlement and hope your ex

MD, Member, California Bar answered 3 months ago

What to do if I'm being sued for an old credit card debt, however the account number they have on the complaint does not match the number on my old credit card?

And you know that New Jersey has a 6 year statute of limitations for this type o suit and debt, correct?  Calculating when the statute begins to run is always the issue and difficult to do in thi

M.T.G., Member, New York Bar answered 4 months ago

How can I get a bill collector tostart sending my account statements on a repayment plan that we set up?

The best way to get the collections company to honor the agreemnt that it has with you is to send a letter to it certified mail return receipt requested mandating that it adhere to the terms and condi

E.M., Member, California Bar answered 4 months ago

.Are unemployment stubs proof of income?

Custom and practice in the banking industry is that payment stubs are proof of employment but unemployment benefit stubs are not. The reason is that for someone to be receiving unemployment benefits m

E.M., Member, California Bar answered 4 months ago

Can you be arrested if a rent-to-own store threatens to say that you stole their property because you are behind on payments?

Possibly for theft by deception but most likely you will receive a summons and have to apear in court rather than be formally arrested.

John Ducey answered 4 months ago

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