In order to have a valid life insurance policy on someone, the owner must have what is called an "insurable interest". This means they must possess a legal justification as to why they have taken out
M.D., Member, California and New York Bar
answered 1 month ago
The carrier has the burden of establishing the pre-exisitng condition as to your pet to deny coverage. The condition must be stated and clearly defined. It seems that you may need to make a small clai
I am so sorry for your loss. Please go and speak with an attorney that deals with medicaid issues regularly to see what you can do or better yet the plan that holds the benefit (is it MetLIfe?)
M.T.G., Member, New York Bar
answered 2 months ago
Based upon the fact pattern that you have written about there is nothing legally preventing you from dropping your insurance claim and paying for all damages yourself if the vehicle is a total loss by
E.M., Member, California Bar
answered 4 months ago
If you suffered a loss and put in a claim which they refused to pay due to alleged non-payment and you can prove payment, you may well be able to force them to pay. However, if there is no claim