If the daughter is the beneficiary, then all the proceeds from the policy go to the daughter. The fact that you live in a community property state is irrelevant: a life insurance policy is a contract,
If he was at fault (e.g. careless) in breaking the door handle, he may be liable. If you have the appropriate coverage, you could file a claim with your own insurer. You cannot "file a claim" with his
If it turns out that you fact were not covered for some valid reason--such as separation from employment--your insurer may indeed disclaim coverage and force you to pay for the medical service yoursel
If you can prove that the error was your insurer's error--that is, you told them the correct car; and you have been paying all your bills on time--you may have grounds to force them to cover the
Insurance is a contract; the insurer must pay when the terms of the policy indicate it must pay, and it must pay the amounts governed or required by the terms of the insurance policy. If an insurer pa