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New Insurance Legal Questions

Is it legal if my company sponsored health insurer is requiring a physical exam/medical information be submitted in order to receive an insurance discount?

It is legal and is becoming more common as an incentive tool to get employees to have an annual "wellness exam."  The theory is that if people go for their annual exams, that many conditions will

B.H.F., Member, Texas State Bar answered 1 month ago

How is the uninsured bodily injury coverage viewed by the courts with regards to stackable and portable coverages?

It depends on your insurance carrier and much like medical insurance which can be stackable, you need to find out what is considered the primary and that would lead for coverage and what the secondary

MD, Member, California Bar answered 1 month ago

Can your ex-spouse keep a life insurance policy on you?

For someone to insure the life of another, they must have what is known as an "insurable interest". That means that they must possess a legal interest in the person who is being insured. For example,

M.D., Member, California and New York Bar answered 2 months ago

What to do if I was enrolled in a new insurance plan and had a procedure done but the hospital billed my old insurer?

I suggest that you consult with an attorney who has experience in insurance law to assist you in resolving the matter that you have written about. Another option is to consult with a representative wi

E.M., Member, California Bar answered 2 months ago

Can my health insurer terminate my policy for non-payment, if I have appealed the termination and provided conclusive proof that the payment was mailed on time?

More information is needed here because if you provided proof of payment then obviously they can not terminate.  Are you sure that that is the only reason for the termination?  I would doubl

M.T.G., Member, New York Bar answered 2 months ago

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