An employer is liable for the negligence of an employee which occurred during the course and scope of employment.  The daycare is liable for the negligence of the teacher.

When your da

If there is a factual mistake, especially one which you are aware of (so the equitities, or fairness, are not on your side), then yes--the insurer could likely look for a refund of any excees payme

A cause of action for negligence may be stated where another person breaches their duty of care to another proximately resulting in damages.  In this case, there is an issue as to whether your

You need a lawyer that practices civil rights and general litigation.  The lawyer needs to know about filing claims against the state and state employees and when and how the state and/or the

I think getting an attorney for this would be an excellent idea;  you should not have too much trouble finding a lawyer who will take this case on contingent fee (a percentage of the recovery)