How long do you have to file a claim against someone after a car accident?

Question Details:I had full coverage.  Head-on collision. The person at fault had no insurance. I suffered broken arm and broken leg and my car was totaled and I didn't get a penny. I was also out of work for 7 months. What options do I have this took place 07/08

Asked 3 years ago under Auto Accidents | 2942 Views | More Legal Topics

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J.M.A., Member in Good Standing of the Connecticut Bar | FreeAdvice Contributing Attorney Answered 3 years ago

I am a lawyer in CT and Practice in this area of the law.  You claim is against your insurance carrier (uninsured claim).  The statute of limitations for motor vehicle accidents is 2 years.  however, the claim against your carrier is a contract claim and governed by a 6 year statute of limitations.  Nevertheless, you are well within the SOL.  you should hire a lawyer and file a claim against the driver at fault and place your  insurance company on notice of the claim.  Act fast!

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