Question Details:I had full coverage. Head-on collision. The person at fault had no insurance. I suffered broken arm and broken leg and my car was totaled and I didn't get a penny. I was also out of work for 7 months. What options do I have this took place 07/08
I am a lawyer in CT and Practice in this area of the law. You claim is against your insurance carrier (uninsured claim). The statute of limitations for motor vehicle accidents is 2 years. however, the claim against your carrier is a contract claim and governed by a 6 year statute of limitations. Nevertheless, you are well within the SOL. you should hire a lawyer and file a claim against the driver at fault and place your insurance company on notice of the claim. Act fast!