What can I do to stop a collection agency for a credit card company from seizing my property?

If you cannot work out any payment arrangement with your creditor, then bankruptcy may be an option for you.  Once a bankruptcy is filed an automatic "stay" goes into effect.  This means that any further collection against you must cease.  After that what happens depends on the type of bankruptcy that you file.

If a Chapter 7 is filed and there are no assets or all your assets are exempt, the judgment can't be collected against you personally, although it may still appear on your record.  If there are non-exempt assets, the judgment might be collected against those assets because although you get a personal discharge that would not lift any liens against the property itself.  That might require a separate state court case a year later (the debtor files a petition under Section 522 of the bankruptcy code to remove the lien).

In a Chapter 13, you may have to pay some or all of the judgment, depending on your financial circumstances, but any payment would be stretched out over time. However, outside of filing bankruptcy, even with a judgment, some creditors might settle the debt for a lump sum payment.