Would it be to my advantage to hire a lawyer in the case of an accident that was not my fault?
Question Details:I was rear-ended in my 2008 Toyota Prius. My insurance has totaled the car but the other party's insurance will only pay $8,300. I would rather have the car totaled but my insurance is offering $4000 less than I owe (no gap insurance). I did sustain a lower back injury for which I am having physical therapy. It just seems wrong for me to be stuck with a $4000 payoff when the accident was clearly not my fault but I also don't want to pay car payments on a severely damaged car. The frame was bent so badly that the back passenger door will not close. Do I need an attorney?
I would suggest that you consult with an attorney. Most attorneys who handle these kinds of accident-injury cases will provide you with a free consultation. The attorney in your area will be able to explain to you the options you have regarding the "gap" issue and provide you with a detailed explanation about what you can expect as a result of the other person's negligence.
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