Attorney Answers Sacramento Car Accident QuestionI was in a car accident in Sacramento, CA. What is included in the settlement amount and will my insurance get a portion of the settlement amount? My car was rear-ended by another car while I was stopped at a red light in Sacramento, CA. I expereinced whiplash while my boyfriend (the driver) experienced whiplash and blurry vision. We both sought medical attention immediately. The other driver's insurance is offering me a settlement of $10,000. What is included in this amount (medical bills, personal injury compensation)? As well, since my car was totalled and my insurance paid me $12,000 for the car, will a portion of the settlement amount I get from the other insurance company for this car accident go to my insurance company?
Attorney's Response to Car Accident Question from SacramentoI'll answer your second car accident question first. Regarding the property damage, your insurance company will "subrogate against" the other party's insurance company to be reimbursed for money paid out to you for the damage to your car. You don't need to worry about your company taking anything away from the settlement you receive from the other driver's insurance for your your injury. Regarding your injury claim, an offer of $10K would include your medical bills, any wage loss, and your pain and suffering. If your bills were in the neighborhood of $3K, for example, and you had no wage loss, $3k would pay your bills, and the rest is for pain and suffering. If you feel you need one, you can find a car accident attorney in Sacramento, CA at http://www.attorneypages.com. Have a question for a Sacramento Car Accident Attorney, ask here.

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