What can I do if I have been denied coverage for my son's occupational therapy?

Question Details: I have been dealing with my insurance company for over 2 months now. They keep telling me that it needs to be adjusted because he also receives speech services at the same clinic so the insurance company is bundling the 2 together when in fact it's 2 completely separate service. My plan includes occupational therapy and speech therapy. I called to verify benefits before we started. What are my options at this point?

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