What are my rights if the insurance company accepted liability but will not pay for my vehicle unless I agree to settle on lost wages?

Question Details: I'm a semi-driver and was legally parked in my semi when another driver backed into me causing a little over $13,000 in damages. I have been out of work for a month. My truck is finally fixed but they will only release the payment for it if I agree to a settlement for lost wages. I do not agree as it is way less then what I have lost out on and would like to take them to court for that portion. However, I need them to pay for my truck damage so I can get back to work. Is this legal?

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