The settlement offers you have received from the adjuster should be rejected. You should receive compensation for your medical bills and compensation for pain and suffering which is an amount in addition to the medical bills. You should also receive compensation for wage loss if you can document it. That may be difficult since you are self-employed.
Compensation for the medical bills is straight reimbursement. Compensation for pain and suffering is as mentioned above an amount in addition to the medical bills. Compensation for pain and suffering is based on the medical reports. Compensation for wage loss is straight reimbursement.
If you are dissatisfied with settlement offers, your only recourse is to sue the store for negligence.
It would be advisable to be represented by a personal injury attorney. The attorney's contingency fee will be a percentage of the amount recovered.
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