How is pain and suffering calculated?

Question Details: About 2 months after a horrific head-on crash my wife and I are still not healthy. I have significant pain in my rt foot which greatly affects my mobility and lifestyle. My wife is suffering emotional trauma to the point she is stressed out nervous wreck every time she gets in a car. We are being offered up to $1500 total for our future med visits and $500 for pain and suffering with an additional $500 each to cover out of pocket expenses and property damage and hotel bills. Does this sound appropriate? At fault driver is illegal Mexican without a driver license but insured.

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