What legal action can I take against a debt collector for taking money out of my bank account without authorization?

Question Details:

A creditor set up payment arrangements with my spouse on her bank account. Since the credit was unable to get payment from her account they took the money out of my account. They were able to retrieve my bank information due to me making a payment for her 4 months ago. All payment arrangements are recorded and the supervisor stated that they would listen to the tapes and get back with us. Now that they reviewed the tapes the company is avoiding calls and we have left several messages. What legal action can I take against the company?

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you go to AttorneyPages.com and retain an attorney to represent you.