If I was in an accident a couple years ago and my passenger is suing me for their injuries, will my insurer cover their entitlement?

Question Details:

I was insured. I was cited by the responding officer for assured clear distance, which I later plead no contest to. I had hydroplaned, losing control of the vehicle and slammedinto the rear of another. Plaintiff disregarded my request to wear her seatbelt upon getting into the car.

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