What rights does my 11 year old brother regarding our father's estate?

Question Details:

My daddy passed away 3 weeks ago and had no Will. There is me 25, my sister 24, and our little brother 11. I am going to probate tomorrow to apply for Persona Represetative which my sister and brother agree too. However, my stepmother who was divorced from our dad, is our little brother's mom. What rights does she have, if any, and what about our brother? The only thing my daddy had was his house and land. While he and our stepmom were married they got a home equity loan on that still has a $48,000 balance. Who is responsible for that?

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